I am a student at Adler University, Chicago, studying for a MA in media and communications for social change. While researching a paper, I read your coverage of the shooting of Tamir Ricethe year-old boy killed by a white police officer while playing in a park, a case which I had only been vaguely familiar with. One article in particular had a visceral impact on me.
Home ownership[ edit ] Home ownership is a crucial means by which families can accumulate wealth. In turn, this equity can contribute substantially to the wealth of homeowners. In summary, homeownership allows for the accumulation of home equity, a source of wealth, and provides families with insurance against poverty.
Inthe homeownership rate was This means that a high percentage of Hispanic and Black populations do not receive the benefits, such as wealth accumulation and insurance against poverty, that owning a home provides.
Home equity[ edit ] There is a discrepancy in relation to race in terms of housing value. African American and Hispanic mortgage holders are 1.
The authors conclude that the extra money could have been reinvested into wealth accumulation. These loans require lower down payments and cost more than conventional mortgages, which contributes to a slower accumulation of equity.
Asians and Hispanics have lower net equity on houses partly because they are youngest on average, but age has only a small effect on the Black-White gap in home equity.
Previously owning a home can allow the homeowner to use money from selling the previous home to invest and increase the equity of later housing. African-Americans, Asians, and Hispanics gain lower home equity returns in comparison to White Americans with increases in income and education.
In the United States, poverty and affluence have become very geographically concentrated. Much residential segregation has been a result of the discriminatory lending practice of Redliningwhich delineated certain, primarily minority race neighborhoods, as risky for investment or lending  The result has been neighborhoods with concentrated investment, and others neighborhoods where banks are less inclined to invest.
Most notably, this geographic concentration of affluence and poverty can be seen in the comparison between suburban and urban populations. The suburbs have traditionally been primarily White populations, while the majority of urban inner city populations have traditionally been composed of racial minorities.
As ofmost residents of the United States live in "radicalized and economically segregated neighborhoods". Racial achievement gap in the United States In the United States, funding for public education relies greatly on local property taxes.
Local property tax revenues may vary between different neighborhoods and school districts. This variance of property tax revenues amongst neighborhoods and school districts leads to inequality in education.
This inequality manifests in the form of available school financial resources which provide educational opportunities, facilities, and programs to students. Several theories have been offered to explain the large racial gap in unemployment rates: Segregation and job decentralization This theory argues that the effects of racial segregation pushed Blacks and Hispanics into the central city during a time period in which jobs and opportunities moved to the suburbs.
This led to geographic separation between minorities and job opportunities which was compounded by struggles to commute to jobs in the suburbs due to lack of means of transportation.
This ultimately led to high unemployment rates among minorities. For example, in terms of the labor force, each job not taken by a Black person could be job that gets occupied by a White person. This theory is based on the view that the White population has the most to gain from the discrimination of minority groups.
In areas where there are large minority groups, this view predicts high levels of discrimination to occur for the reason that White populations stand to gain the most in those situations. Race and crime in the United States and Race in the United States criminal justice system Inthe prison population under federal and state correctional jurisdiction was over 1, prisoners.
Census Bureau, "over half the inmates incarcerated in our nation's jails is either black or Hispanic. The true extent of the overrepresentation of Latinos in the system probably is significantly greater than researchers have been able to document.
Over 40 percent who are released will return to prison within the next few years.How “Gratitude” Underwrites Inequality, Power and Exclusion; Queer Nuns: Sisters of Perpetual Indulgence Are “Serious Parody,” Forcing us to Redefine Nuns.
Institutional racism is a form of racism expressed in the practice of social and political institutions.
Institutional racism is also racism by individuals or informal social groups, governed by behavioral norms that support racist thinking and foment active racism.
It is reflected in disparities regarding wealth, income, criminal justice, employment, housing, health care, political power and. This highlighted the irrational fear felt by some white Americans towards black people, as well as the ignorance, the sense of entitlement and the potential for both of these to spill into racism.
Racism in Schools - This unjust act of racism and inequality within the school system can be dated back to with the Plessy V. Fugurson case which resulted in “ separate facilities for education” and an “ equal education”.
Jan 20, · Confronting Racism in America.
Jan. 20, the need for us to be self-reflective about the existence of racism. as a first step in overcoming the social injustice and inequality in. Extended reading list (with links) and study guide on the causes of inequality by class, gender, race, income, occupation, and other social distinctions.